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Hi Mark! Thank you for your enquiry. To answer your question, You can order with card or paypal, or you can pay cash on delivery. If you want to pay the item off in installments that is fine, but the full balance would need to be cleared before the delivery could be made. Casablanca Crushed Velvet Double Bed 4ft 6in - Grey is available to order and normal delivery is about 8 - 15 working days as we import this item from England. Once ready in the warehouse, you will be getting a contact from our planning department with an exact date of delivery, one or two days beforehand. Hope the above is useful to you, let us know if you need anything else and we are more than happy to help. Cheers! - Mark, Love Furniture